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Terms of Use


ActiveAllocator.com is operated by Active Allocator, Inc.

Privacy

For information about your privacy please see our Privacy Policy.

Browser Support

Active Allocator, Inc. supports the latest versions of the following web browsers: Chrome, Internet Explorer, Firefox, and Safari. Due to the rapidly evolving nature of web technology, we cannot guarantee the accuracy or functionality of any advice or information offered on ActiveAllocator.com unless viewed in a supported browser.

Investment Tools and Model Predictions

Although Active Allocator, Inc. carefully evaluates potential returns based on historic performance, Active Allocator, Inc. makes no representation regarding the likelihood or probability that any actual or proposed account allocation will in fact achieve a particular investment outcome or goal. Past performance is not a guarantee of future success, and in fact volatility means that returns in any period may be far above or below those of previous period. Some investors will have investment results that materially differ from those indicated by our investment tools and projections. Investments made using figures derived at Active Allocator, Inc. may lose value. Active Allocator, Inc. is unable to predict or forecast market fluctuations or other uncertainties that may affect the value of any investment. Model predictions are inherently limited in that they do not represent actual trading nor material economic or market factors that might have had an impact on Active Allocator, Inc. ’s advice. Portfolio performance projected by Allocation features are based on Active Allocator, Inc. ’s current recommended portfolios and, for periods that pre-date the issuance of funds in our current recommended portfolios, broad market indexes. Portfolio performance projected by Allocation features account for the reinvestment of dividends as well as investment fees. While Allocation features are designed to provide helpful investing guidance, as a self-directed investor, you must carefully consider the appropriateness of the proposed investments in light of your own personal financial circumstances, including cash flow needs, tax circumstances, or other complex or subjective concerns. You are urged to use all available resources to educate yourself about investing in general, as well as the investments and the overall composition of your account. Additionally, market conditions and your personal financial circumstances may change – perhaps suddenly or maybe gradually over time. Monitoring and adjusting your account to suit changing circumstances is your responsibility, and it is recommended that you reassess any investing program on a regular basis to ensure that it remains consistent with your current financial resources and investment objectives.

Commentary

The ActiveAllocator.com website contains commentary and links to certain articles only as a convenience. Linked articles may have been written by third parties not affiliated with Active Allocator, Inc. No information contained in these articles has been endorsed or approved by Active Allocator, Inc., and Active Allocator, Inc. is not responsible for the content. No information accessed through these articles constitutes a recommendation by Active Allocator, Inc. to buy, sell or hold any security, financial product or instrument discussed therein. This information neither is, nor should be construed, as an offer, or a solicitation of an offer, to buy or sell securities by Active Allocator, Inc. You shall be fully responsible for any investment decisions you make, and such decisions will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs.

Terms and Conditions

The following terms and conditions govern the use of this website, which is managed by Active Allocator, Inc. By using this website (ActiveAllocator.com) and the online services or other websites operated or offered by Active Allocator, Inc. (collectively the “Website”), you agree to these Terms and Conditions.

Trademarks

We work hard to make sure our goods and services are easily recognizable. We intend to do this by associating our goods and services with our trademarks and trade dress (“Mark” or collectively “Marks”). This is why our Marks, once registered, cannot be used in any manner that is deceptive or disparaging, or in connection with any product or service that is not ours. Without our prior written consent, using a Mark constitutes trademark infringement and unfair competition in violation of federal and state laws. The following is a non-exhaustive list of our Marks. The absence of a product or service name or logo from this list does not constitute a waiver of trademark or other intellectual property rights.

Active Allocator, Inc.

For more information on how to use our Marks contact legal@ActiveAllocator.com

Copyright and Other Intellectual Property

Active Allocator, Inc. maintains the Website, and is the owner or the authorized user of text, images, graphics, photos, animation, music, sounds and other materials contained within the allocation engine software portion of the Website. The materials contained within the allocation engine software portion of Website, including, without limitation, any copyrights, trademarks, service marks, and all other proprietary materials, are protected by the U.S. and international copyright laws and treaty provisions, trademarks laws, and other proprietary rights laws.

The material contained within the Website is provided by Active Allocator, Inc. only for lawful educational uses by investors, Active Allocator, Inc. employees, and members of the general public. The material may not be copied, republished, incorporated into another website or reproduced (whether by linking, framing, or any other method), transmitted, distributed, uploaded, posted, used to create a derivative work or exploited in any other way without the express written consent of Active Allocator, Inc.

Digital Millennium Copyright Act

Active Allocator, Inc. respects the intellectual property rights of others and expects its users to do the same. Pursuant to the Digital Millennium Copyright Act of 1998 (the “DMCA”), Active Allocator Inc. will respond expeditiously to notices of alleged copyright infringement on ActiveAllocator.com.

Active Allocator, Inc. prohibits copyright infringing activities on the Sites and will, if properly notified of infringing files, expeditiously remove or disable access to such files. Upon receipt of the Notice, Active Allocator, Inc. will take whatever action, in its sole discretion, it deems appropriate, including removing or disabling access to the material without prior notice, to the extent it is technologically possible given the nature of the Sites.

Notice: If you are a copyright owner, or agent thereof, please report alleged copyright infringements taking place on or through the Sites or other Active Allocator, Inc. services by completing a DMCA notice of alleged infringement (“Notice”) and delivering it to Active Allocator, Inc.’s Designated Copyright Agent. Upon receipt of a Notice, Active Allocator, Inc. will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from the Sites.

Counter notice: Once an appropriate Notice is received, Active Allocator, Inc. will follow the procedures provided in the DMCA, which set forth a notice and takedown process, subject to the alleged infringer’s right to submit a counter-notification claiming lawful use of the copyright or other intellectual property interest that is allegedly infringed. Please note that any Notices or counter notices received may be sent to Active Allocator, Inc.

Please provide the following information:

  • Identify the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on the Sites are covered by this Notice, a representative list of the copyrighted works that are claimed to have been infringed.
  • Identify the material or activity claimed to be infringing or to be the subject of infringing activity and provide information reasonably sufficient to locate the material, including, at minimum, if applicable, the URL.
  • Provide information reasonably sufficient to permit us to contact you, such as a mailing address, telephone number, and, if available, e-mail address.
  • Include both of the following statements in the body of the Notice:

    “I hereby state that I have a good faith belief that the disputed use of the copyrighted material or reference or link to such material is not authorized by the copyright owner, its agent, or the law (e.g., as a fair use).”

    “I hereby state that the information in this Notice is accurate and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right under the copyright that is allegedly infringed.”

  • Sign the Notice by providing a physical or electronic signature along with your full legal name.
  • Deliver this Notice, with all items completed, to Active Allocator, Inc.: legal@ActiveAllocator.com

Links

Clicking on certain links within the Website or certain other websites that are linked to the Website may take you to other websites, or may display information on your computer screen from other websites, which may not be maintained by Active Allocator, Inc. Such websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Website. Links to other Internet services and websites are provided solely for the convenience of users. A link to any service or website is not an endorsement of any kind of the service or website, its content, or its sponsoring organization.

Active Allocator, Inc. assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a website, to which the website is linked (a “linked website”) and such linked websites are not monitored, investigated, or checked for accuracy or completeness by Active Allocator, Inc. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on a linked website. All products, services and content obtained from a linked website are provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy.

Limited Liability

Neither Active Allocator Inc. nor any other party involved in the creation, production or delivery of the information at the website, nor the officers, directors, employees or representatives of Active Allocator Inc., are liable in any way for any indirect, special, punitive, consequential, or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the website or the use of the website or a linked website or with the delay or inability to use the website or a linked website, whether or not Active Allocator Inc. is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses, data or harmful code that may affect your equipment or anyone else’s equipment, any incompatibility between the website’s files and your browser or other website accessing program, or any failure of any electronic or telephone equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. Active Allocator Inc. does not guarantee continuous, uninterrupted or secure access to the website or a linked website. The content, accuracy, opinions expressed, and other links provided by linked websites are not necessarily investigated, verified, monitored or endorsed by Active Allocator Inc. The information, software, products and description of services published on the website or a linked website may include inaccuracies or typographical errors, and Active Allocator Inc. specifically disclaims any liability for such inaccuracies or errors. Changes are periodically made to the information on the website and linked websites. Active Allocator Inc. may make improvements or changes to the website at any time.

No Warranties

All products, services and content on the website are provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy. Active Allocator, Inc. does not endorse and is not responsible for the accuracy or reliability of any information on the website. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on the website. Active Allocator, Inc. specifically disclaims any duty to update the information on the website.

You agree to indemnify, defend, and hold Active Allocator, Inc. harmless from any liability, loss, claim and expense, including attorney’s fees related to your violation of these terms of use or the use of the services and information provided at the website.

Confidentiality of Information

Active Allocator, Inc. has taken reasonable steps to ensure the confidentiality of information taken at the Website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient.

Please read our customer Privacy Policy for further information on confidentiality of information.

Choice of Law

All Website activity or use and these Terms and Conditions are governed by the laws of the United States of America and the applicable laws of the State of Delaware, without regard to conflict of law principles. You agree that the federal court of the District of Delaware, if it has subject matter jurisdiction, will have exclusive jurisdiction to hear and determine any claims or disputes between you and Active Allocator, Inc., pertaining directly or indirectly to these Terms and Conditions, or to any matter arising from these Terms and Conditions, or any other document executed and delivered in connection with these Terms and Conditions, the use of the Website or the online services offered by Active Allocator, Inc. If the federal court lacks subject matter jurisdiction, any state court located in New Castle County, Delaware, will have exclusive jurisdiction to hear and determine such claims or disputes. To the fullest extent permitted by applicable state and federal law, you and Active Allocator, Inc. each agree to waive the constitutional right to a trial before a jury. All disputes and controversies and claims arising out of the use of the Website will be resolved either through arbitration or in the courts.

Website Content and Material

The information and materials contained in the Website, including but not limited to these Terms and Conditions and any product information, are subject to change without notice. You are deemed to be apprised of and bound by any such changes. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by us.

Waiver and Severability

Any waiver of any provision contained in these Terms and Conditions shall not be deemed to be a waiver of any other right, term or provision of these Terms and Conditions. If any provision in these Terms and Conditions shall be or become wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.

Access and Interference

You agree not to engage in any of the following:

  • Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Website or any portion of the Website, without Active Allocator, Inc.’s express written consent, which may be withheld in Active Allocator, Inc.’s sole discretion.
  • Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Website, other than the search engines and search agents available through the Website and other than generally available third-party web browsers (such as Microsoft Explorer).
  • Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Website.
  • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Website.

Secured Areas

Access to and use of password protected and/or secure areas of the Website is restricted to authorized users only. Unauthorized persons attempting to access these areas of the website may be subject to prosecution.

Telephone Call Monitoring and Recording

Authorized employees or agents of Active Allocator, Inc. may monitor and record all or portions of your telephone calls to Active Allocator, Inc. for quality control, customer service, employee training, security, legal compliance, and other lawful purposes. Your consent will be ongoing and need not be confirmed prior to, or during such monitoring or recording, except to the extent applicable law expressly requires otherwise.

Electronic Communications

The Website provides you Active Allocator, Inc. e-mail addresses so that you may communicate electronically by sending an e-mail message to Active Allocator, Inc. All e-mail sent to and from Active Allocator, Inc. will be received or otherwise recorded by the Active Allocator, Inc. corporate e-mail system and is subject to archival, monitoring or review by and/or disclosure to, someone other than the recipient. Communications through the website may involve the electronic transmission, to any e-mail address you provided to us, of information that you may consider to be personal financial information and you agree and consent to such transmission of such information. You agree not to use e-mail to transmit any confidential personal information. It is your responsibility to update or change your e-mail address, as appropriate.


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